Invest in Yourself

Our in-depth financial planning helps clients find peace of mind in their Financial Future.

Complex services paid by one simple fee.

  • Build and Refine a Detailed Retirement Plan

  • Plan for Large Pre-Retirement Goals

  • Cash Flow Planning

  • Debt Management

  • Annual Tax Review & Analysis

  • Insurance and Risk Management Strategy

  • Estate Planning

  • Investment Management

  • Equity Compensation Planning

  • Employee Benefits Optimization

  • Cash Flow Planning

  • Debt Management

  • College Education Planning

  • Social Security & Medicare Analysis

$4,000 Annual Minimum Fee

This fee is reviewed annually and remains at the minimum until assets exceed the comparable fee. ($320,000 x 1.25% = $4,000)

$6,000 for Business Owners

Fee Calculation Example

New Client has $700,000 in assets that would be invested with Valentine Wealth Management at Charles Schwab. Fees are based on blended tiers determined by the table above.

  • Fee Calculation (($500,000 x 1.25%) + ($200,000 x 0.75%)) = $7,750 Annual Fee

Fee Payment Options

  1. Fees deducted from managed assets at Charles Schwab quarterly.

  2. Pay the same fee as a monthly payment. $6,750 + 12 = $645

How are fees paid?

There are 2 payment options that may be combined, neither affects the amount of your fee.

  1. Fees can be deducted from managed asset at Charles Schwab quarterly.

  2. Pay the same fee amount as a monthly payment from regular income or savings. This is often high income clients that have not yet gathered assets.

We do not charge fees on Employer Sponsored Retirement Accounts, HSA’s, 529’s, etc.

Next Steps

  1. Schedule your Free Discovery for an introduction.

  2. We go over your situation to see if it makes sense to work together.

  3. Take some time to decide if it is the right decision for you.